Fail to Plan, Plan to Fail

We will help you prepare and plan for the future you want....because we all do better when we anticipate something rather than respond to it.

You cannot reach your financial and retirement goals without a strong plan...and, in case you're wondering a folder of financial statements and forms is NOT a plan.

You have a plan, if you know, with certainty:
- How much you can afford to lose in the next market downturn
- At what exact point you will run out of money (or that you will NOT run out)
- How much you can afford to leave to your heirs

We will use a Step-By-Step to help bring you towards financial security and the peace of mind you deserve. The process begins with discussions about your goals, objectives and risk tolerance through our Three Bucket Approach.

The first step is our Getting to Know You process.  If you become a client, our step-by-step financial planning process then considers each of the following:

  • Current income and expenses
  • Current debt obligations
  • Asset allocation and investment management
  • Risk management / insurance options
  • Taxes
  • Real estate
  • Retirement planning
  • College savings planning
  • Estate planning
  • Charitable giving planning
  • Business continuation planning
  • Possible Inheritances

We then analyze the information we have gathered and use state-of-the-art tools to determine if you will attain your goals on your current path. We can then customize a Plan for you, to help you accumulate and manage your money within your comfort zone. 

We will make recommendations on how you can build and preserve your wealth.
A plans can be comprehensive or; focused on just one particular area of interest for you.

Life changes, and so must your Financial Plan. Regardless as to if you have a comprehensive plan or not, we will meet routinely to assess if you on target to meet your goals. A financial plan is important tool for building a strong financial foundation for you and your family.