Retirement Income Planning:
Paychecks and Playchecks
At Rainbow Retirement Planning, we believe that life is more than a paycheck. Our mission is to ease your worries by helping you create a sound retirement income strategy - one that provides not only a steady paycheck for life, but a retirement "playcheck" as well.
As part of The Rainbow Retirement Income Planning process, we'll help you create a retirement income plan that balances:
Budgeting for Daily Living Expenses and "Extras" & Quality of Life
Planning your Social Security claiming to optimize income
Factoring in the best pension withdrawal strategies
Factoring in both expected & unexpected medical expenses
Planning for the unexpected and the inevitable
How Much is Your Retirement Worth?
Many folks underestimate the total amount of money at stake in retirement. Once Social Security and/or pensions are factored in the total numbers are usually quite a bit larger than most people realize!
Consider the following:
- Average Retirement Savings: $255,000
- Average Home Value: $188,900
- Average Social Security Benefit for a Married Couple: $1,024,848
- Total Retirement Value: $1,468,748
Providing for a Tax-Free Retirement:
Did you know...that up to 85% of your social security can be taxed? Wow!
The good news is that as a retiree, you'll have a great advantage in being able to control just how much taxable income you have each year. Through advance tax planning, we can help you plan for and manage your retirement income, choosing the right strategies and vehicles for getting the most out of your social security, pension and investment dollars.
We'll help you understand your unique situation and make the most of your retirement finances.
Just imagine - what if the next time you had a stock market loss or business loss you were able to convert that loss to offset and reduce your tax liabilities? Our goal is help you maximize your retirement dollars while minimizing your taxation by using every rule possible in the IRS' book. That part of what we do for clients, and as retirement planning professionals, we have the training and experience and the resources to help you get the most out of your retirement.
Planning For The Unexpected and The Inevitable:
We all do better when we anticipate something rather than respond to it.
Protecting your retirement from everything from unexpected health issues to sudden market volatility is all a part of your client experience at Rainbow Retirement Planning. It's our belief that you need to have a proactive process in order to have financial security and retirement peace of mind.
We can work with you to help you protect your retirement from the unexpected and the inevitable. Making sure that you have funds available in the event of an emergency, and that a sudden illness won't cripple your retirement fund, is your goal as well as ours.
Learn More About Your Retirement Options: Attend an Upcoming Class!
Financial security and peace of mind can only be achieved when you know, without a doubt, that you've made the best possible decisions for yourself and your loved ones. And, when it comes to making the best decisions, knowledge is power. At Rainbow Retirement Planning, we share our knowledge through FREE onsite and online classes designed to help people understand and take control of their financial future.
Click Here for a complete listing of upcoming events in your area.